Break-Even Calculator
Know your profit point
Enter your costs and earning rate to find exactly how many kilometres you need to run every month before you start making money.
Enter what you actually pay — we convert everything to monthly.
EMIMonthly bank / finance payment
₹
Loan DurationTotal number of EMI instalments
months
= 4.0 yrsInsuranceTotal premium paid at once
₹
Insurance / month₹1,500 / per month
Road TaxAmount paid per period
₹
Road tax / month₹833 / per month
Fitness Certificate2-year renewal cost (we divide by 24)
₹
Fitness / month₹117 / per month
GPS Device SubscriptionRTO-mandated GPS tracker monthly fee
₹
GPS / month₹500 / per month
Other FixedParking, toll pass, etc.
₹
Total Fixed Cost₹22,950 / month
Enter fare, average km, and trips per day for each slab.
TypeRangeAvg KMFare (₹)Typ./dayMax/day
Short0–15 km
Medium15–25 km
Long25–50 km
Extra Long50+ km
Max/day is optional — fill it to see a busy-day earnings scenario.
Working Days / Month
days
Available Hours / DayTotal hours vehicle is available for duty
hrs
Daily Commute / Garage KMRound-trip km from home to first pickup or garage (non-revenue km driven daily)
km
📅 Typical Day
Revenue / month₹87,281
KM driven5,082 km
↳ Earning3,176 km
↳ Dead-run1,906 km
Trips / month105
🚀 Busy Day
Revenue / month₹1,18,125
KM driven6,468 km
↳ Earning4,043 km
↳ Dead-run2,426 km
Trips / month147
+₹30,844 vs typical
⏱ Vehicle Utilization58%
Billed: ~~151.3 km / 262.0 km drivenIncl. 20 km daily commute
📊 Trip Profitability Comparison
| Type | Fare / trip | Cost / trip | Margin / trip | KM / trip |
|---|---|---|---|---|
| Short 0–15 km | ₹688 | ₹149 | +₹539 | 24 km15.0 earning |
| Medium 15–25 km | ₹781 | ₹261 | +₹521 | 42 km26.3 earning |
| Long 25–50 km | ₹1,000 | ₹471 | +₹529 | 76 km47.5 earning |
| Extra Long 50+ km | ₹1,375 | ₹806 | +₹569 | 130 km81.3 earning |
🏆 Extra Long trips give the highest margin per trip at current return ratio (25%)
💡Your Short trip flat fare of ₹550 becomes ₹688 when you take a return booking. You've set 25%% of your trips as back-to-back — the more consecutive trips you accept, the more each trip earns without extra fuel stop.
⚖️
What is Break-Even Point?
Break-Even is the minimum km (or trips) you must complete every month just to cover all your costs — not a single rupee of profit, not a single rupee of loss. Every km you drive beyond this point is pure earnings in your pocket.
Break-Even Point
44 trips
2.1 trips/day × 21 days
✓ 61 extra trips beyond break-even
Net Profit at 105 trips/month
+₹32,809
(105 − 44) trips × avg margin/trip
Trip Journey105 trips / month
Cost recovery: 44 trips Profit zone: 61 trips
Monthly Cost Summary
| ›Total Fixed | ₹22,950/mo |
| ›Total Variable | ₹6.20/km · ₹31,522 total |
| Total Monthly Cost | ₹54,472 |
| Total Revenue (5,082 km) | ₹87,281 |
| Net Profit @ 5,082 km | +₹32,809 |
👁🗨Most owners overlook these costs. You're silently spending ₹5,283/month on wear & tear that hits you as big surprise bills.
📉 Vehicle Lifecycle — Age-wise BEPHow your break-even changes year by year
🎉When EMI ends in Year 5, BEP drops: 2,574 km → 546 km km/month — a major relief.
Yr 1EMI
61.0k km
₹17.2−₹6.2=+₹11.0/km
Fixed costs₹22.9k/month
+₹3.9L
Yr 2EMI
1.2L km
₹17.2−₹6.8=+₹10.4/km
Fixed costs₹22.9k/month
+₹3.6L
Yr 3EMI
1.8L km
₹17.2−₹7.5=+₹9.7/km
Fixed costs₹22.9k/month
+₹3.1L
Yr 4EMI
2.4L km
₹17.2−₹8.3=+₹8.9/km
Fixed costs₹22.9k/month
+₹2.7L
Yr 5
3.0L km
₹16.3−₹9.1=+₹7.2/km
Fixed costs₹4.0k/month
+₹3.9L
Yr 6
3.7L km
₹15.5−₹10.0=+₹5.5/km
Fixed costs₹4.0k/month
+₹2.9L
Yr 7
4.0L km
₹14.7−₹11.0=+₹3.7/km
Fixed costs₹4.0k/month
+₹1.8L
P/L calculated at 5,082 km/mo
💡 Quick Tips
- If BEP > 90% of your target km, margins are dangerously thin.
- Add ₹0.50–₹1.00/km as a sinking fund for unexpected repairs.
- At 5,000 km/month, tyres need replacement every 10–12 months — save monthly.
- As owner-cum-driver, factor in your personal time value when setting rates.
📱
Want to track this automatically every day?
Kawst is a free app built for owner-cum-drivers like you — track trips, fuel, costs, and know your daily profit without doing any math.
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